Don't be broke!

Money Smart shows you how to design your own financial independence to be able to do what you want to when you want to…

What readers are saying...

‘Money Smart’ is a no-nonsense guide to managing your personal finances.
At the beginning of the Covid-19 crises, I decided to purchase and read this book. I was pleasantly surprised to read about simple to implement strategies for restructuring my own personal financial situation. I applied what I learned about being ‘money smart’ from Vilochanee with great effect and I am grateful to have read her book during such trying times.

Juan de Beer Odendal


“So much has been said on how to become financially successful and independent, but Money Smart will begin your journey to awareness of and understanding your finances. Uncover the thought patterns that have been hindering your monetary growth, and get rid of the pitfalls to your own financial success.”

John Moakler

Author of Heal Thy Wealth


On the back of a 21-year career in procurement with blue-chip companies, she has led the successful growth of businesses by purposefully increasing wealth and reducing costs. She possesses a wide range of skills in procurement across multiple industries, and she uses her sales, service, and product knowledge to contribute to the personal, financial, and career growth of people from all walks of life.


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Available in Multiple Formats!

Money Smart Book Kindle

Money Smart Book

Money Smart eBook

Money Smart Book (eBook)

Money Smart Book Kindle

Money Smart Book (Kindle)

Bulk Deals

Save with bulk deals, buy 5 or more and get a discount.

5+ books (5% discount)

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Your Free Monthly Budget Template!

A Budget template is a method to track
income and expenses at weekly, or monthly intervals. You can identify where your money is going, how to reduce expenses and how to increase your savings.